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Our motorcycle insurance discounts

When it comes to your bike, you want quality, affordable motorcycle insurance that’s backed by quality service and support. Welcome to Harley-Davidson Insurance Services. We provide the best motorcycle insurance for your ride, offering money-saving discounts on our already competitive rates.

You can save in multiple ways with Harley-Davidson Insurance Services. We provide discounts for multiple bikes, prompt payment, rider group membership, and even a loyalty discount. Get the discounts you’ve earned!

How much is motorcycle insurance? Get a motorcycle quote and see what discounts you may qualify for.

Some of the ways you can save
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New Bike

If you decided to ditch the used bike for the shiny, brand new bike, you’ll save some money with our new vehicle discount.

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H.O.G. Member

Are you a member of the Harley Owners Group® (H.O.G.®)? Then you get a special discount with us. It’s that simple. There are more good reasons to be a H.O.G. member.

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Motorcycle Endorsement*

If you have a motorcycle endorsement on your driver’s license from completing an approved riding class, you may qualify for a discount.

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Experienced Rider

So you’ve been in the game for a while. We appreciate that. That’s why we offer a discount based on the number of years of experience you have as a licensed rider.

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H-D™ Riding Academy

New to riding? No sweat. When you take the H-D™ Riding Academy New Rider Course, you’ll get the skills to ride and get a discount for completing the course. Find out more. You can also get a discount for other training/safety classes completed in the last five years.

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Home Ownership

If you own a house, condo, townhouse, mobile home, or modular home—and it’s insured—you might qualify for a home ownership discount on your bike insurance.

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Prompt Payer

If you make all of your payments on time, you just found an easy way to save on your cycle insurance when you renew your policy.

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Claim-Free Renewal

We want all riders to be safe. When you renew your Harley-Davidson® Insurance policy, we’ll give you a discount if you weren’t at fault for any accidents during the previous policy period.

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Bundled Protection

Sometimes you need more coverage. Get a discount when you purchase additional Harley-Davidson® Insurance products, such as planned maintenance.

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Adding a bike that is newer than your current one? Have you been a Harley-Davidson Insurance Services customer for more than a year? If you said yes, save money with our loyalty discount.

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Own more than one motorcycle? Look who’s living the good life. And now you benefit even more with a multi-cycle discount when insuring more than one bike with us.

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You don’t want your bike to get stolen. We don’t either. Get an anti-theft discount when you use theft-deterrent devices like an audible alarm or LoJack®.


Military and law enforcement

Serve in the military? Work in law enforcement? Active or retired, we appreciate your service. Let us say “thanks” by offering you a discount on your insurance! Find out more.

*Varies by state. See policy for complete coverage details.