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Our motorcycle insurance discounts

When it comes to your bike, you want quality, affordable motorcycle insurance that’s backed by quality service and support. Welcome to Harley-Davidson Insurance Services. We provide the best motorcycle insurance for your ride, offering money-saving discounts on our already competitive rates.

You can save in multiple ways with Harley-Davidson Insurance Services. We provide discounts for multiple bikes, prompt payment, rider group membership, and even a loyalty discount. Get the discounts you’ve earned!

How much is motorcycle insurance? Get a motorcycle quote and see what discounts you may qualify for.

Some of the ways you can save

New Bike

If you decided to ditch the used bike for the shiny, brand new bike, you’ll save some money with our new vehicle discount.

H.O.G. Member

Are you a member of the Harley Owners Group® (H.O.G.®)? Then you get a special discount with us. It’s that simple. There are more good reasons to be a H.O.G. member.

Motorcycle Endorsement*

If you have a motorcycle endorsement on your driver’s license from completing an approved riding class, you may qualify for a discount.

Experienced Rider

So you’ve been in the game for a while. We appreciate that. That’s why we offer a discount based on the number of years of experience you have as a licensed rider.

H-D™ Riding Academy

New to riding? No sweat. When you take the H-D™ Riding Academy New Rider Course, you’ll get the skills to ride and get a discount for completing the course. Find out more. You can also get a discount for other training/safety classes completed in the last five years.

Home Ownership

If you own a house, condo, townhouse, mobile home, or modular home—and it’s insured—you might qualify for a home ownership discount on your bike insurance.

Prompt Payer

If you make all of your payments on time, you just found an easy way to save on your cycle insurance when you renew your policy.

Claim-Free Renewal

We want all riders to be safe. When you renew your Harley-Davidson® Insurance policy, we’ll give you a discount if you weren’t at fault for any accidents during the previous policy period.

Bundled Protection

Sometimes you need more coverage. Get a discount when you purchase additional Harley-Davidson® Insurance products, such as planned maintenance.

Loyalty

Adding a bike that is newer than your current one? Have you been a Harley-Davidson Insurance Services customer for more than a year? If you said yes, save money with our loyalty discount.

Multi-Cycle

Own more than one motorcycle? Look who’s living the good life. And now you benefit even more with a multi-cycle discount when insuring more than one bike with us.

Anti-Theft

You don’t want your bike to get stolen. We don’t either. Get an anti-theft discount when you use theft-deterrent devices like an audible alarm or LoJack®.

*Varies by state. See policy for complete coverage details.