While Florida law only requires basic liability insurance, Harley-Davidson® Insurance offers a suite of optional coverages designed to protect your ride (no matter the make or model) against nearly everything Mother Nature and the open road can throw at you.
Here’s how Harley-Davidson Insurance helps you go beyond the basics:
Collision insurance can pay to repair or replace your ride regardless of who’s at fault, minus your deductible.
Between hurricane-season downpours and salty ocean breezes, your bike is vulnerable to everything from flooding in the Keys to damage from sudden storms in Orlando.
Can pay for your medical expenses (and those of your passenger) after a covered accident, up to your policy limits, no matter who’s at fault.
May help pay your medical bills and lost-wage claims if you’re injured by a driver who lacks sufficient insurance.
From coral-red pinstripes to chrome wheels, your bike’s custom flair deserves protection against theft or covered damage, whether parked at Daytona Bike Week or cruising the Gulf Coast.
Roadside assistance repairs flat tires on rural Tamiami Trail and jump-starts dead batteries in the Everglades, getting you and your motorcycle back on the road.
Whether you’re waiting on body-shop work being taken care of on a covered loss in Miami or in Jacksonville, stay in the saddle of a rental and keep your plans on track.
Looking for cheap Florida motorcycle insurance? It's here, and you'll experience the quality of service you expect from Harley-Davidson®.
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Coverages and requirements vary by state. See your policy for complete coverage details.
