Every Texan ride is unique, from dawn runs through the Hill Country bluebonnets to the flat expanses of the Panhandle. Optional coverages let you tailor protection to style, motorcycle model, and budget.
Here’s how Harley-Davidson Insurance helps you go beyond the basics:
With Texas’s ever-changing conditions collision coverage is your safeguard against repair bills that can run as deep as the Rio Grande.
From hail damage in Central Texas storms to theft in metro areas like Dallas and Fort Worth, comprehensive coverage protects against “acts of God” and criminal acts alike.
MedPay helps cover emergency room bills, chiropractic care, and even funeral expenses—no matter who caused the crash.
Roughly one in eight Texas drivers ride without sufficient liability coverage. If an underinsured or uninsured rider rear-ends you, UM and UIM may help cover your crash-related medical bills and bike damage when their policy falls short.
Optional Equipment Coverage ensures those aftermarket investments ride protected—if they’re damaged, you may be covered.
Stranded by a dead battery outside Boerne? Flat tire in Beaumont? Our 24/7 roadside program gets you back on two wheels with towing, fuel delivery, tire changes, and lock-out service.
Rental reimbursement covers the cost of a temporary machine while yours is being repaired due to a covered loss, ensuring your plans stay on track.
Looking for cheap Texas motorcycle insurance? It's here, and you'll experience the quality of service you expect from Harley-Davidson®.
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Coverages and requirements vary by state. See your policy for complete coverage details.
