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Protect your bike now, with the coverages you want.

✓ Protection for all bike types
✓ Qualify for money-saving discounts
✓ Coverage based on your needs

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The right motorcycle insurance coverage for you

We get it. Your motorcycle is your pride and joy. That feeling and connection to your bike is what our brand is all about. That said, you want your motorcycle protected, and if something happens, you want the right motorcycle insurance to help get you back on the road as quickly as possible.

At Harley-Davidson Insurance Services, we provide that service as a trusted motorcycle insurance agency that knows all about the motorcycle lifestyle. We stand behind our policies with industry-leading services, coverage, and support. You’ll also find money-saving motorcycle insurance discounts and experienced customer service and claims support. It’s why riders trust us to help protect them and their bikes.

You can get Harley-Davidson® Insurance today with a fast, free quote. Here’s more of what we provide through our affordable motorcycle insurance:

Multiple motorcycle insurance options:

We offer different types of motorcycle insurance coverage options ranging from basic liability insurance all the way up to full coverage. Protection is based on your needs including collision, comprehensive, and bodily injury, along with replacement cost, rental reimbursement and roadside assistance. There is also special equipment coverage for additional custom parts and equipment.

Simply put, there is a policy for virtually every rider and an insurance policy for nearly all makes and models—even other brands of motorcycles.

Harley Davidson insurance coverage choices:

Liability coverage
Comprehensive and Collision
Uninsured/Underinsured Motorist (UM/UIM)
Medical Payments
Coverage for helmets and safety apparel
Total Loss Coverage
Trip Interruption Coverage
Roadside Assistance
Guest passenger liability
Bodily injury liability
Property damage liability
Vacation rental
Personal injury protection
Rental reimbursement

Harley-Davidson bike insurance benefits

Harley-Davidson® Genuine Motor Parts and Accessories
H.O.G.® member discount
$1,000 Accessory Coverage included
Harley-Davidson® Riding Academy discount
Accident Forgiveness
Learn more about the benefits of a Harley-Davidson® Insurance policy.

Protection for different types of bikes:

We cover all types of motorcycles—not just Harley-Davidson® models. We cover most motorcycle manufacturers, including models such as Cruisers, Touring, and Sport Bikes, among others. Learn more about the types of motorcycles we insure.

Money-saving motorcycle insurance discounts:

Looking for cheap motorcycle insurance? It’s here, and you’ll experience the quality of service you expect from Harley-Davidson®. Save with us without sacrificing protection. Get your motorcycle insurance quote.

Experienced support:

Harley-Davidson Insurance Services has been offering motorcycle insurance and rider insurance for more than 20 years. We have the experience and knowledge to get you the help needed, so you and your bike get back on the road. Contact us if you have any questions.

We’re ready to help. Get a motorcycle insurance quote today from one of the most respected motorcycle insurance agencies. We’ll help protect you and your bike now and in the future.

Get an instant motorcycle insurance quote

With Harley-Davidson Insurance, you can choose from a wide range of coverages to find the best policy for your motorcycle. Enjoy the ride even more with an affordable policy that protects you and ensures your motorcycle is insured.

Have more questions regarding bike and/or rider insurance? Contact us or one of our Harley-Davidson® dealerships. You can also find answers on frequently asked motorcycle insurance questions.

Call our licensed advisors who will personally ensure that you get the best possible value: (800) 462-0406

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What you get with Harley-Davidson® motorcycle insurance

MOTORCYCLE INSURANCE FAQS

CAN I BUY HARLEY-DAVIDSON® INSURANCE FOR A MOTORCYCLE THAT IS NOT A HARLEY-DAVIDSON® MODEL?

Yes. Harley-Davidson® Insurance is available for virtually all makes and models—even customized motorcycles, and motorcycles 25 years and older.

WHAT TYPES OF MOTORCYCLE INSURANCE DISCOUNTS ARE AVAILABLE?

Harley-Davidson Motorcycle Insurance Services offers several discounts to its policyholders that may result in a reduced monthly insurance cost. If you own more than one cycle, own a home, have taken a motorcycle safety course (such as our Harley-Davidson® Riding Academy), or are a H.O.G.® member, you might be eligible for a discount on your insurance rate. You’ll have a chance to review your eligible discount(s) during the motorbike insurance quote process. Check out all of our available discounts.

WHAT LIABILITY COVERAGE OPTIONS DO YOU OFFER?

No matter what state you live in, you are required to carry a basic insurance policy. Beyond that, most states have specific requirements. When you get a quote, your state-based coverage options will be shown to you. So, it’s important to know what all of the options are for. Get our full list of coverage options.

HOW DO I GET A HARLEY-DAVIDSON® INSURANCE POLICY?

The choice is yours. You can buy directly via our website, where you can also get a quote, make payments, and report claims. In addition, most Harley-Davidson® dealership locations can also assist you directly.

WHAT STATES DOES HARLEY-DAVIDSON INSURANCE SERVICES WRITE IN?

We write motorcycle insurance in 48 states. At this time, we’re unable to offer liability coverage insurance policies in Alaska, Hawaii, and Washington, D.C. However, if you live in the covered states, you’re also covered when traveling to those areas.

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