Harley-Davidson has three trikes in their model line-up. You’ll need insurance no matter what trike brand or model you ride.
That’s why Harley-Davidson® Insurance is available for virtually all trike makes and models. We even offer insurance for rare and custom trikes.
Besides Harley-Davidson, below is a sample of other common trike motorcycle brands that we insure:
Start your fast, free online quote now get trike motorcycle insurance for as low as $12.50 per month!
Need more information before you begin your quote? With many different insurance policies, it takes time to know where to begin. Plus, the rules per state can make things confusing.
We’ll make sure you know everything about the different insurance plans available to you so that you can choose the best option.
A trike motorcycle has three wheels (two in the rear and one in the front) instead of the traditional two.
A trike is typically heavier than a standard motorcycle weighing up to 700 lbs and boasting engines of 500cc and up.
Trike motorcycles are known for their long-distance riding comfort due to their upright riding position, storage capacity, and many opportunities to accessorize.
In the United States, most three-wheeled motorcycles require the same minimum liability coverage as a two-wheeled motorcycle to ride legally. However, the specific rules and regulations will depend on your state.
No matter what the insurance laws are in your area, having trike insurance is a wise investment. Here at Harley-Davidson Insurance, we’ll help ensure you have the right insurance plan that meets the requirements of your location.
Liability insurance can protect you up to the policy limits if you are found at fault for injuring another person or for damages to their property.
While this is typically the state’s minimum requirement, it is recommended to add optional coverage to be adequately insured. Options include collision, comprehensive, and uninsured motorist coverage.
With Harley-Davidson Insurance, we have many additional coverages available to find the best policy for your trike motorcycle. Some of our more popular coverages include:
Rather than a depreciated value, if your trike is declared a total loss, Bike Replacement Cost coverage could replace your trike at its full value.
As the name suggests, comprehensive coverage may protect you from trike repair costs whether or not you are found at fault. This coverage also protects against unexpected damages such as vandalism, theft, and fire.
This Optional Equipment coverage may protect you for costs associated with covered losses or damages to non-factory standard equipment that you have added to your trike.
If your motorcycle is a total loss and your optional equipment also needs to be replaced, you may be covered for the full value of that equipment.
Research online will provide you with a wide range of potential insurance costs for your trike. Ultimately, your quote will depend on several different factors.
We’ve helped many riders to get the insurance plan they need. Below are our top five tips to help you secure the right policy fit for your needs and save money.
There are several reasons why Harley Davidson Insurance makes sense:
We also insure motorcycles 25 years and older and customized bikes.
We offer a wide range of discounts
We’re delighted to offer several discounts, including military/law enforcement discounts and multi-bike discounts.
We insure most trikes and motorcycles
Despite our name, we have a long history of insuring most motorcycle brands, models, and types.
We offer motorcycle accident forgiveness.
If you’re involved in an incident your insurance rates won’t automatically rise with Harley Davidson® Insurance.
We have a wide range of coverage options
Our goal is to help you find the best trike policy.
According to the NHTSA, if a motor vehicle has a seat (or saddle) and fewer than four wheels, it is classified as a motorcycle.
Because most states consider trikes a motorcycle, the helmet use and eye protection laws will depend on the state you are riding.
Designed to provide a comfortable experience for riders on long-distance trips.
A popular type of motorcycle known for its V-twin engine and full-view design.
Commonly referred to as street bikes, these are designed for speed and agility.