Question: What’s worse than a stranded motorcyclist?
Answer: When that motorcyclist is you.
Motorcycle roadside assistance can be a lifesaver. It's one of those things that you don't think about until you need it, but having it is a good thing to make sure you're safe on the road.
One of the best ways to avoid the need for roadside assistance insurance is to not break down in the first place.
Sure, you get free Roadside Assistance as a H.O.G.® member. But why use it if you don’t have to? Even with all that help on tap, getting stranded is still a massive pain. One you can avoid with a simple inspection.
Yes, we’re talking T-CLOCS – the pre-ride checklist developed by the Motorcycle Safety Foundation. Learn it. Live by it.
As advice you’ve heard too many times, it’s right up there with “eat your vegetables.” But if you don’t do it and you do get stuck, who’s the joke on? A little reading can spare you many headaches.
Take key fobs, for instance. Many riders lose them on a trip, can’t disarm their bike’s security system, and have to call for assistance. But if they’d cracked open the manual and practiced a couple of times at home, they’d know the sequence of control activation that disarms the system. And they’d be on their way.
Also noted in the owner’s manual are the maintenance schedules. Follow these for added assurance that your bike operates like new. In addition to reading the manual, just like your motorcycle insurance card, bring the manual with you on every ride.
Here’s a list of some useful stuff to bring along on your rides to deal with roadside trouble:
Here are some of the basic motorcycle roadside assistance coverages most often included in motorcycle roadside assistance coverage.
Towing is the most common roadside assistance service, and it can be used for motorcycles, cars, and trucks. Usually, an actual tow truck will come out to your location and tow your vehicle to a repair shop or auto body shop for you—or you can have them drop off at home or work instead.
In some cases, the cost of roadside assistance may be included as an add-on coverage in your motorcycle insurance policy. If not, though, the driver may be able to call for help from their own insurance company – costs vary by policy. Otherwise, there’s likely a fee associated with getting towed somewhere else (especially if they use an independent tow company).
A battery jump start is when you connect a vehicle to another vehicle's battery or to the cables of a portable battery jumper. It's performed whenever the engine won't turn over, and there are signs that the vehicle needs a boost of power from its own battery.
Lockout service is a roadside assistance benefit that covers the cost of unlocking your motorcycle, helping you get back on the road quickly. If your keys are locked in your bike or if it’s otherwise immobilized, an agent will help you get back on the road.
It's not a good feeling to be stranded on the side of the road with no car in sight, but it can happen. Luckily, most motorcycle roadside assistance plans cover flat tires.
You may find this option only included as an add-on feature by certain providers, and often, the coverage will be limited to a certain time period (usually 24 hours).
One great thing to travel with is the peace of mind provided by a Standard Roadside Assistance package. Harley-Davidson Insurance provides Roadside Assistance coverage which can be purchased for a very reasonable annual rate whether or not the rider is a HOG® member.
H.O.G. members may purchase upgraded coverage as well through the membership.
Standard Roadside Assistance (included with full H.O.G. membership) provides for one assistance per calendar year for one registered H-D® motorcycle (learn more about the brands and types of bikes we cover), with $100 U.S. maximum coverage.
Covers roadside needs such as fuel, oil, fluid, and water delivery; lost (or locked) key assistance; and help to extract your motorcycle when stuck in a ditch or other inaccessible areas.
A tow to the nearest H-D dealership or another location of your choice is provided for flat tire or battery assistance. You’re responsible for any non-covered expenses or expenses in excess of $100 per calendar year.
Deluxe Roadside Assistance will extend coverage to two H-D motorcycles registered to an active full member. It also offers unlimited services per year, with all covered towing/roadside costs paid in full.
Upgrading to Ultra Roadside Assistance will add emergency travel reimbursement when the H-D motorcycle is disabled due to a collision or the mechanical breakdown of a warranty-covered component.
Get ultra-level coverage for up to two H-D motorcycles and three personal vehicles, including automobiles and light-duty trucks.
Having motorcycle roadside assistance is a good thing to have. Let’s face it, things happen. Some breakdowns are impossible to prevent and sometimes you need help with peace of mind and protection from costly repairs.
It can help you out in a pinch, save money on tow truck fees and save time and frustration. It can also save you from getting stranded in the middle of nowhere!
Contact us or call toll free at 800-909-8393 for more detailed information on Roadside Assistance options.